/*
Theme Name:  Asaf Blu Final
Theme URI:   https://beloinsurance.org.il
Author:      Zimeteam — zimeteam.co.il
Description: תמה מקצועית — אסף בלו סוכן ביטוח
Version:     3.0.0
Text Domain: asaf-blu
*/
:root{
  --blue:#0052CC;--blue2:#0066FF;--cyan:#00B4FF;
  --gold:#E8A020;--gold2:#F5B942;--gold3:#FCD34D;
  --navy:#07152B;--navy2:#0A1E3D;
  --white:#fff;--off:#F4F7FB;
  --border:rgba(0,82,204,0.1);--gold-border:rgba(232,160,32,0.25);
  --text:#07152B;--text2:#4a5568;--text3:#94a3b8;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Heebo',sans-serif;background:var(--white);color:var(--text);direction:rtl;overflow-x:hidden}
.max-w{max-width:1160px;margin:0 auto}

/* ── ANNOUNCE BAR ── */
.announce-bar{background:linear-gradient(90deg,var(--navy2),#1a3a6b,var(--navy2));border-bottom:2px solid var(--gold);padding:10px 2rem;display:flex;align-items:center;justify-content:center;gap:14px;z-index:400;position:relative}
.announce-dot{width:8px;height:8px;border-radius:50%;background:var(--gold);flex-shrink:0;animation:ripple 2s ease-in-out infinite}
@keyframes ripple{0%{box-shadow:0 0 0 0 rgba(232,160,32,.6)}70%{box-shadow:0 0 0 10px rgba(232,160,32,0)}100%{box-shadow:0 0 0 0 rgba(232,160,32,0)}}
.announce-text{font-size:13px;font-weight:600;color:#fff;text-align:center}
.announce-text strong{color:var(--gold3)}
.announce-badge{background:var(--gold);color:var(--navy);font-size:11px;font-weight:900;padding:3px 12px;border-radius:20px;white-space:nowrap;cursor:pointer;text-decoration:none}

/* ── NAV ── */
nav#site-nav{position:sticky;top:0;z-index:300;height:66px;display:flex;align-items:center;justify-content:space-between;padding:0 2.5rem;transition:.3s}
nav#site-nav.scrolled{background:rgba(255,255,255,.96);backdrop-filter:blur(20px);box-shadow:0 2px 24px rgba(0,82,204,.1)}
.logo-wrap{display:flex;align-items:center;gap:10px;text-decoration:none}
.logo-gem{width:42px;height:42px;border-radius:10px;background:linear-gradient(135deg,var(--blue),var(--cyan));display:flex;align-items:center;justify-content:center;font-weight:900;font-size:12px;color:#fff;box-shadow:0 4px 16px rgba(0,82,204,.35);position:relative;overflow:hidden}
.logo-gem img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0}
.logo-gem span{position:relative;z-index:1}
.logo-gem::after{content:'';position:absolute;inset:-2px;border-radius:12px;border:1.5px solid rgba(232,160,32,.5);animation:goldPulse 3s ease-in-out infinite;pointer-events:none}
@keyframes goldPulse{0%,100%{opacity:0;transform:scale(1)}50%{opacity:1;transform:scale(1.05)}}
.logo-name{font-size:17px;font-weight:800;color:#fff;line-height:1.1;transition:.3s}
.logo-name span{display:block;font-size:11px;font-weight:400;color:rgba(255,255,255,.6);letter-spacing:.8px;transition:.3s}
nav#site-nav.scrolled .logo-name{color:var(--navy)}
nav#site-nav.scrolled .logo-name span{color:var(--text3)}
.nav-btn{background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy);font-family:'Heebo',sans-serif;font-weight:900;font-size:14px;padding:10px 24px;border:none;border-radius:8px;cursor:pointer;text-decoration:none;box-shadow:0 4px 16px rgba(232,160,32,.4);transition:.2s}
.nav-btn:hover{transform:translateY(-1px);box-shadow:0 6px 22px rgba(232,160,32,.5)}

/* ══════════════════════════════
   HERO — תמונה מלאה, טופס מתחת
══════════════════════════════ */
.hero{
  position:relative;
  min-height:80vh; /* לא 100vh — הטופס מתחת */
  display:flex;align-items:flex-end; /* טקסט בתחתית */
  overflow:hidden;
}
.hero-bg{
  position:absolute;inset:0;
  background-size:cover;background-position:center top;background-repeat:no-repeat;
}
/* overlay קל בלבד — שולי תחתון כהה יותר לקריאת טקסט, שאר התמונה נראה */
.hero-overlay{
  position:absolute;inset:0;
  background:linear-gradient(
    180deg,
    rgba(7,21,43,0.08) 0%,       /* עליון — כמעט שקוף */
    rgba(7,21,43,0.12) 40%,       /* אמצע — שקוף מאוד */
    rgba(7,21,43,0.65) 75%,       /* מעבר לתחתית */
    rgba(7,21,43,0.85) 100%       /* תחתית — קריאה על פני טקסט */
  );
}
/* גם overlay ימין→שמאל עדין לסימן */
.hero-overlay::after{
  content:'';position:absolute;inset:0;
  background:linear-gradient(90deg,rgba(7,21,43,0.3) 0%,transparent 50%);
}
/* gold accent line ימין */
.hero-gold-line{position:absolute;top:0;right:0;width:4px;height:100%;background:linear-gradient(180deg,transparent,var(--gold),var(--gold2),transparent);opacity:.8;z-index:2}
/* light lines */
.hline{position:absolute;width:1px;animation:hlineFall 8s ease-in-out infinite;pointer-events:none;z-index:2}
.hline:nth-child(1){height:200px;right:20%;top:-60px;background:linear-gradient(180deg,transparent,rgba(232,160,32,.55),transparent);animation-delay:0s}
.hline:nth-child(2){height:150px;right:45%;top:-40px;background:linear-gradient(180deg,transparent,rgba(0,180,255,.5),transparent);animation-delay:3s}
.hline:nth-child(3){height:180px;right:70%;top:-50px;background:linear-gradient(180deg,transparent,rgba(232,160,32,.4),transparent);animation-delay:6s}
@keyframes hlineFall{0%{transform:translateY(-120px);opacity:0}15%{opacity:1}85%{opacity:1}100%{transform:translateY(100vh);opacity:0}}
/* slide nums */
.slide-nums{position:absolute;left:2rem;top:50%;transform:translateY(-50%);display:flex;flex-direction:column;gap:10px;z-index:10}
.snum{width:28px;height:28px;border-radius:6px;border:1px solid rgba(255,255,255,.22);display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:700;color:rgba(255,255,255,.4);transition:.3s}
.snum.active{background:var(--gold);border-color:var(--gold);color:var(--navy);box-shadow:0 0 14px rgba(232,160,32,.5)}

.hero-inner{
  max-width:1160px;margin:0 auto;
  padding:60px 2.5rem 80px;
  position:relative;z-index:5;width:100%;
}
/* טקסט מוגבל לצד שמאל — הדמות נשארת נקייה בצד ימין */
.hero-text-box{
  max-width:540px;
  margin-right:auto; /* דוחף לצד שמאל */
  margin-left:0;
}
/* badges */
.badge-row{display:flex;align-items:center;gap:10px;margin-bottom:20px;flex-wrap:wrap}
.badge{display:inline-flex;align-items:center;gap:7px;border-radius:6px;padding:6px 14px;font-size:12px;font-weight:700}
.badge-blue{background:rgba(0,180,255,.15);border:1px solid rgba(0,180,255,.35);color:#00B4FF}
.badge-gold{background:rgba(232,160,32,.18);border:1px solid rgba(232,160,32,.45);color:var(--gold2)}
.pulse{width:7px;height:7px;border-radius:50%;background:var(--gold);animation:ripple 2s ease-in-out infinite;flex-shrink:0}
h1.hero-h1{font-size:clamp(32px,4.5vw,60px);font-weight:900;color:#fff;line-height:1.08;margin-bottom:18px;text-shadow:0 2px 20px rgba(0,0,0,.3);max-width:700px}
.gold-text{background:linear-gradient(90deg,var(--gold3),var(--gold));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
.hero-sub{font-size:17px;font-weight:300;color:rgba(255,255,255,.82);line-height:1.7;max-width:560px;margin-bottom:32px;text-shadow:0 1px 8px rgba(0,0,0,.3)}
.hero-bullets{list-style:none;display:flex;gap:20px;flex-wrap:wrap;margin-bottom:32px}
.hero-bullets li{display:flex;align-items:center;gap:8px;font-size:14px;color:rgba(255,255,255,.88);font-weight:500;text-shadow:0 1px 6px rgba(0,0,0,.3)}
.hero-bullets li::before{content:'✓';width:20px;height:20px;border-radius:50%;background:var(--gold);color:var(--navy);font-size:10px;font-weight:900;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.hero-stats{display:flex;gap:0;margin-top:24px}
.hstat{padding:0 28px 0 0;border-right:1.5px solid rgba(255,255,255,.15)}
.hstat:first-child{padding-right:0}.hstat+.hstat{padding-right:28px}
.hstat-n{font-size:26px;font-weight:900;background:linear-gradient(90deg,var(--gold3),var(--gold2));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
.hstat-l{font-size:11px;color:rgba(255,255,255,.5);margin-top:2px;line-height:1.5}

/* ══════════════════════════════
   FORM SECTION — מתחת ל-Hero
══════════════════════════════ */
.form-section{background:var(--off);padding:0 2.5rem 80px;margin-top:-2px}
.form-section-inner{max-width:1160px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start;padding-top:56px}
.form-intro{padding-top:8px}
.form-intro h2{font-size:clamp(24px,2.5vw,36px);font-weight:900;color:var(--navy);margin-bottom:16px;line-height:1.2}
.form-intro p{font-size:16px;color:var(--text2);line-height:1.8;font-weight:300;margin-bottom:24px}
.form-bullet-list{list-style:none;display:flex;flex-direction:column;gap:10px;margin-bottom:28px}
.form-bullet-list li{display:flex;align-items:center;gap:10px;font-size:15px;font-weight:600;color:var(--navy)}
.form-bullet-list li::before{content:'✓';width:22px;height:22px;border-radius:50%;background:linear-gradient(135deg,var(--blue),var(--gold));color:#fff;font-size:10px;font-weight:900;display:flex;align-items:center;justify-content:center;flex-shrink:0}

/* FORM CARD */
.form-card{background:#fff;border-radius:24px;padding:0;box-shadow:0 20px 60px rgba(7,21,43,.12),0 0 0 1px rgba(0,82,204,.08);position:relative;overflow:hidden}
.form-card::before{content:'';position:absolute;top:0;right:0;left:0;height:5px;background:linear-gradient(90deg,var(--blue),var(--cyan),var(--gold),var(--gold2))}
.form-progress-wrap{padding:18px 28px 0;background:linear-gradient(135deg,rgba(0,82,204,.04),rgba(232,160,32,.04))}
.form-progress-label{display:flex;justify-content:space-between;font-size:12px;font-weight:700;margin-bottom:8px}
.pct{color:var(--gold)}
.progress-bar{height:6px;background:rgba(0,82,204,.1);border-radius:3px;overflow:hidden}
.progress-fill{height:100%;background:linear-gradient(90deg,var(--blue),var(--gold));border-radius:3px;width:0%;transition:width .4s ease}
.form-head{padding:16px 28px 0;text-align:center}
.form-head h2{font-size:19px;font-weight:900;color:var(--navy);margin-bottom:4px}
.form-head p{font-size:12px;color:var(--text2)}
.form-head p strong{color:#059669}
.lead-form{padding:14px 28px 18px;display:flex;flex-direction:column;gap:11px}
.field label{display:block;font-size:10px;font-weight:800;color:var(--text3);letter-spacing:.9px;text-transform:uppercase;margin-bottom:5px}
/* icon placeholder in label */
.field label .field-icon{display:inline-block;width:18px;height:18px;vertical-align:middle;margin-left:4px;object-fit:contain}
.field input,.field select{width:100%;background:var(--off);border:1.5px solid rgba(0,82,204,.1);border-radius:10px;padding:11px 14px;font-family:'Heebo',sans-serif;font-size:15px;color:var(--text);outline:none;direction:rtl;transition:.2s}
.field input::placeholder{color:var(--text3);font-size:13px}
.field input:focus,.field select:focus{border-color:var(--gold);background:#fff;box-shadow:0 0 0 3px rgba(232,160,32,.12)}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.consent-box{background:rgba(232,160,32,.06);border:1px solid rgba(232,160,32,.2);border-radius:10px;padding:11px 13px;display:flex;align-items:flex-start;gap:9px}
.consent-box input[type=checkbox]{width:18px;height:18px;flex-shrink:0;margin-top:1px;accent-color:var(--gold);cursor:pointer}
.consent-text{font-size:10.5px;color:var(--text2);line-height:1.65}
.consent-text a{color:var(--blue);text-decoration:none}
.submit-btn{width:100%;padding:15px;background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy);font-family:'Heebo',sans-serif;font-size:17px;font-weight:900;border:none;border-radius:12px;cursor:pointer;box-shadow:0 6px 24px rgba(232,160,32,.4);transition:.2s}
.submit-btn:hover{transform:translateY(-2px);box-shadow:0 10px 32px rgba(232,160,32,.52)}
.legal-note{background:#fffbeb;border:1px solid rgba(232,160,32,.25);border-radius:8px;padding:9px 13px;font-size:10px;color:#92400e;margin:0 28px 16px;line-height:1.65}
.legal-note a{color:var(--blue);text-decoration:none}
.success-box{display:none;padding:40px 28px;text-align:center}
.success-icon{width:72px;height:72px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold2));display:flex;align-items:center;justify-content:center;font-size:32px;margin:0 auto 18px;box-shadow:0 8px 28px rgba(232,160,32,.4)}
.success-box h3{font-size:20px;font-weight:900;color:var(--navy);margin-bottom:8px}
.success-box p{font-size:14px;color:var(--text2)}

/* ── OVERLAP / LOGOS ── */
.logos-strip{background:#fff;border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:28px 2.5rem}
.logos-inner{max-width:1160px;margin:0 auto;display:flex;align-items:center;gap:28px;flex-wrap:wrap}
.logos-label{font-size:12px;font-weight:700;color:var(--text3);white-space:nowrap;letter-spacing:.5px}
.logos-row{display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.oc-chip{background:var(--off);border:1px solid var(--border);border-radius:8px;padding:7px 18px;font-size:13px;font-weight:700;color:var(--text2);transition:.2s;cursor:default}
.oc-chip:hover{border-color:var(--gold-border);color:var(--gold)}

/* ── STATS ── */
.stats-section{background:var(--off);padding:60px 2.5rem}
.stats-grid{max-width:1160px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:2px;background:var(--border);border-radius:18px;overflow:hidden}
.stat-cell{background:#fff;padding:38px 28px;text-align:center;transition:.2s;position:relative}
.stat-cell::after{content:'';position:absolute;bottom:0;right:0;left:0;height:3px;background:linear-gradient(90deg,var(--blue),var(--gold));opacity:0;transition:.2s}
.stat-cell:hover::after{opacity:1}
.stat-n{font-size:42px;font-weight:900;background:linear-gradient(135deg,var(--blue2),var(--gold));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;line-height:1}
.stat-l{font-size:13px;color:var(--text2);margin-top:6px}

/* ── PAIN SECTION ── */
.pain-section{background:linear-gradient(135deg,var(--navy2) 0%,#0d2a52 100%);padding:100px 2.5rem;position:relative;overflow:hidden}
.pain-section::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 80% at 10% 50%,rgba(232,160,32,.1) 0%,transparent 70%)}
.pain-section::after{content:'';position:absolute;top:0;right:0;left:0;height:3px;background:linear-gradient(90deg,var(--gold2),var(--blue),var(--gold))}
.pain-inner{max-width:1160px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center;position:relative;z-index:1}
.pain-left h2{font-size:clamp(26px,3vw,44px);font-weight:900;color:#fff;line-height:1.15;margin-bottom:20px}
.pain-highlight{background:linear-gradient(90deg,var(--gold3),var(--gold));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
.pain-sub{font-size:16px;color:rgba(255,255,255,.7);line-height:1.8;font-weight:300;margin-bottom:32px}
.pain-cta{display:inline-flex;align-items:center;gap:8px;background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy);font-family:'Heebo',sans-serif;font-size:15px;font-weight:900;padding:13px 32px;border:none;border-radius:10px;cursor:pointer;text-decoration:none;box-shadow:0 6px 24px rgba(232,160,32,.4);transition:.2s}
.pain-cta:hover{transform:translateY(-2px);box-shadow:0 10px 32px rgba(232,160,32,.5)}
.money-cards{display:flex;flex-direction:column;gap:13px}
.money-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:18px 22px;display:flex;align-items:center;gap:14px;transition:.25s;position:relative;overflow:hidden}
.money-card::before{content:'';position:absolute;right:0;top:0;bottom:0;width:3px;background:linear-gradient(180deg,var(--gold),var(--gold2));opacity:0;transition:.2s}
.money-card:hover{background:rgba(255,255,255,.09);border-color:rgba(232,160,32,.3);transform:translateX(-4px)}
.money-card:hover::before{opacity:1}
/* icon placeholder */
.money-icon-wrap{width:44px;height:44px;border-radius:10px;background:rgba(232,160,32,.15);border:1px solid rgba(232,160,32,.2);display:flex;align-items:center;justify-content:center;flex-shrink:0;overflow:hidden}
.money-icon-wrap img{width:100%;height:100%;object-fit:contain}
.money-icon-wrap span{font-size:22px}
.money-card-body h4{font-size:14px;font-weight:700;color:#fff;margin-bottom:3px}
.money-card-body p{font-size:12px;color:rgba(255,255,255,.5);line-height:1.5}
.money-amount{margin-right:auto;font-size:18px;font-weight:900;background:linear-gradient(90deg,var(--gold3),var(--gold));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;white-space:nowrap;padding-right:6px}

/* ── CALCULATOR ── */
.calc-section{background:var(--off);padding:100px 2.5rem}
.calc-inner{max-width:900px;margin:0 auto}
.calc-box{background:#fff;border-radius:24px;padding:48px;box-shadow:0 8px 40px rgba(0,82,204,.08),0 0 0 1px rgba(0,82,204,.07);position:relative;overflow:hidden}
.calc-box::before{content:'';position:absolute;top:0;right:0;left:0;height:5px;background:linear-gradient(90deg,var(--blue),var(--gold))}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;margin-top:32px}
.slider-group{margin-bottom:24px}
.slider-label{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px}
.slider-label span{font-size:14px;font-weight:600;color:var(--text2)}
.slider-val{font-size:18px;font-weight:900;color:var(--gold)}
input[type=range]{width:100%;height:6px;border-radius:3px;-webkit-appearance:none;outline:none;cursor:pointer;background:linear-gradient(90deg,var(--blue) 0%,var(--blue) 40%,rgba(0,82,204,.15) 40%)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:linear-gradient(135deg,var(--blue),var(--gold));border:3px solid #fff;box-shadow:0 2px 8px rgba(0,82,204,.3);cursor:pointer}
.calc-result{background:linear-gradient(135deg,var(--navy2),var(--navy));border-radius:20px;padding:36px;text-align:center}
.crl{font-size:11px;font-weight:700;color:rgba(255,255,255,.45);text-transform:uppercase;letter-spacing:1px;margin-bottom:6px}
.crn{font-size:48px;font-weight:900;line-height:1;margin-bottom:6px}
.crs{font-size:12px;color:rgba(255,255,255,.45);margin-bottom:18px}

/* ── TRUST BADGES ── */
.trust-section{background:var(--off);padding:52px 2.5rem;border-top:1px solid var(--border)}
.trust-inner{max-width:1160px;margin:0 auto;display:flex;align-items:center;justify-content:center;gap:20px;flex-wrap:wrap}
.trust-badge{display:flex;align-items:center;gap:12px;background:#fff;border:1.5px solid var(--border);border-radius:14px;padding:14px 22px;box-shadow:0 2px 12px rgba(0,82,204,.05);transition:.2s}
.trust-badge:hover{border-color:var(--gold-border);transform:translateY(-2px)}
/* icon placeholder in trust badge */
.trust-icon-wrap{width:36px;height:36px;flex-shrink:0;display:flex;align-items:center;justify-content:center;overflow:hidden;border-radius:8px}
.trust-icon-wrap img{width:100%;height:100%;object-fit:contain}
.trust-icon-wrap span{font-size:26px}
.trust-text strong{display:block;font-size:14px;font-weight:800;color:var(--navy)}
.trust-text small{font-size:11px;color:var(--text3)}

/* ── ABOUT ── */
.about{background:#fff;padding:100px 2.5rem}
.about-grid{max-width:1160px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.about-img{position:relative;border-radius:20px;overflow:hidden;aspect-ratio:4/3}
.about-img img{width:100%;height:100%;object-fit:cover;display:block;filter:grayscale(10%);transition:.4s}
.about-img:hover img{filter:grayscale(0)}
.about-img::before{content:'';position:absolute;top:0;right:0;width:60px;height:60px;background:linear-gradient(135deg,var(--gold),transparent);z-index:1;border-radius:0 20px 0 60px}
.about-badge{position:absolute;bottom:24px;right:24px;background:#fff;border-radius:14px;padding:14px 20px;box-shadow:0 8px 30px rgba(7,21,43,.15);display:flex;align-items:center;gap:12px;border-left:3px solid var(--gold)}
.about-badge-n{font-size:28px;font-weight:900;color:var(--blue2)}
.about-badge-l{font-size:12px;color:var(--text2);line-height:1.4}
.about-spin{position:absolute;top:-18px;left:-18px;width:76px;height:76px;border-radius:50%;border:1.5px solid rgba(232,160,32,.3);display:flex;align-items:center;justify-content:center;background:rgba(232,160,32,.06);font-size:9px;font-weight:700;color:var(--gold);animation:spinSlow 20s linear infinite;text-align:center;padding:8px;line-height:1.3}
@keyframes spinSlow{to{transform:rotate(360deg)}}
.stag{font-size:11px;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold);margin-bottom:14px;display:flex;align-items:center;gap:8px}
.stag::before{content:'';width:20px;height:3px;background:linear-gradient(90deg,var(--blue),var(--gold));border-radius:2px;display:inline-block}
.sec-title{font-size:clamp(26px,3vw,42px);font-weight:900;color:var(--navy);line-height:1.15;margin-bottom:20px}
.about-p{font-size:16px;color:var(--text2);line-height:1.85;font-weight:300;margin-bottom:28px}
.check-list{list-style:none;display:flex;flex-direction:column;gap:12px;margin-bottom:32px}
.check-list li{display:flex;align-items:center;gap:10px;font-size:15px;font-weight:600;color:var(--navy)}
.check-list li::before{content:'✓';width:22px;height:22px;border-radius:50%;background:linear-gradient(135deg,var(--blue),var(--gold));color:#fff;font-size:10px;font-weight:900;display:flex;align-items:center;justify-content:center;flex-shrink:0}

/* ── FEATURES DARK ── */
.features{background:var(--navy2);padding:100px 2.5rem;position:relative;overflow:hidden}
.features::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 80% at 100% 50%,rgba(0,100,200,.2) 0%,transparent 70%)}
.features::after{content:'';position:absolute;top:0;right:0;left:0;height:3px;background:linear-gradient(90deg,var(--blue),var(--gold),var(--blue2))}
.feat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;position:relative;z-index:1}
.feat-card{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);border-radius:16px;padding:28px 24px;transition:.25s;position:relative;overflow:hidden}
.feat-card:hover{background:rgba(255,255,255,.09);border-color:rgba(232,160,32,.3);transform:translateY(-4px)}
/* icon placeholder */
.feat-icon-wrap{width:52px;height:52px;border-radius:12px;background:rgba(232,160,32,.12);border:1px solid rgba(232,160,32,.2);display:flex;align-items:center;justify-content:center;margin-bottom:18px;overflow:hidden;flex-shrink:0}
.feat-icon-wrap img{width:100%;height:100%;object-fit:contain}
.feat-icon-wrap span{font-size:24px}
.feat-title{font-size:16px;font-weight:700;color:#fff;margin-bottom:8px}
.feat-text{font-size:13px;color:rgba(255,255,255,.5);line-height:1.75;font-weight:300}

/* ── HOW ── */
.how{background:var(--off);padding:100px 2.5rem}
.steps-wrap{display:grid;grid-template-columns:repeat(5,1fr);background:rgba(0,82,204,.07);border-radius:20px;overflow:hidden}
.step-card{background:#fff;padding:34px 16px;text-align:center;transition:.2s;border-left:1px solid var(--border)}
.step-card:last-child{border-left:none}
.step-card:hover{background:rgba(232,160,32,.03)}
/* icon placeholder in step */
.step-icon-wrap{width:52px;height:52px;border-radius:50%;margin:0 auto 16px;display:flex;align-items:center;justify-content:center;overflow:hidden}
.step-icon-wrap img{width:100%;height:100%;object-fit:contain}
.step-icon-wrap.no-img{background:linear-gradient(135deg,var(--blue),var(--gold2));box-shadow:0 4px 18px rgba(232,160,32,.3)}
.step-icon-wrap.no-img span{color:#fff;font-size:18px;font-weight:900}
.step-t{font-size:13px;font-weight:700;color:var(--navy);margin-bottom:6px}
.step-p{font-size:12px;color:var(--text2);line-height:1.65;font-weight:300}

/* ── COMPARE ── */
.compare-section{background:#fff;padding:100px 2.5rem}
.compare-table{max-width:800px;margin:0 auto;border-radius:20px;overflow:hidden;box-shadow:0 8px 40px rgba(0,82,204,.1),0 0 0 1px rgba(0,82,204,.08)}
.compare-head{display:grid;grid-template-columns:1fr 1fr 1fr;background:var(--navy2)}
.ch-cell{padding:18px 14px;text-align:center;font-size:13px;font-weight:700;color:rgba(255,255,255,.5)}
.ch-cell.hl{background:linear-gradient(135deg,rgba(232,160,32,.3),rgba(232,160,32,.1));color:var(--gold2);font-size:15px;border-bottom:3px solid var(--gold)}
.compare-row{display:grid;grid-template-columns:1fr 1fr 1fr;border-bottom:1px solid var(--border)}
.compare-row:last-child{border-bottom:none}
.cr-cell{padding:14px;text-align:center;font-size:14px;display:flex;align-items:center;justify-content:center;color:var(--text2)}
.cr-cell.feat{font-weight:600;color:var(--navy);justify-content:flex-end;padding-right:20px}
.cr-cell.yes{color:#059669;font-weight:700}
.cr-cell.no{color:#dc2626}
.cr-cell.hl-col{background:rgba(232,160,32,.04)}
.compare-row:nth-child(odd){background:var(--off)}
.compare-row:nth-child(odd) .hl-col{background:rgba(232,160,32,.07)}

/* ── INS TYPES ── */
.ins-types{background:var(--off);padding:80px 2.5rem}
.ins-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:12px}
.ins-chip{background:#fff;border:1.5px solid var(--border);border-radius:14px;padding:20px 14px;text-align:center;transition:.25s;cursor:pointer;position:relative;overflow:hidden}
.ins-chip::after{content:'';position:absolute;bottom:0;right:0;left:0;height:3px;background:linear-gradient(90deg,var(--blue),var(--gold));opacity:0;transition:.2s}
.ins-chip:hover{border-color:var(--gold-border);transform:translateY(-3px);box-shadow:0 8px 24px rgba(232,160,32,.15)}
.ins-chip:hover::after{opacity:1}
/* icon placeholder */
.ins-icon-wrap{width:44px;height:44px;margin:0 auto 10px;display:flex;align-items:center;justify-content:center;overflow:hidden;border-radius:8px}
.ins-icon-wrap img{width:100%;height:100%;object-fit:contain}
.ins-icon-wrap span{font-size:26px}
.ins-label{font-size:12px;font-weight:700;color:var(--navy)}

/* ── TESTIS ── */
.testis{background:#fff;padding:100px 2.5rem}
.testi-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}
.testi-card{background:var(--off);border:1.5px solid var(--border);border-radius:18px;padding:28px;transition:.2s;position:relative}
.testi-card::before{content:'"';position:absolute;top:8px;right:16px;font-size:56px;font-weight:900;color:rgba(232,160,32,.1);line-height:1}
.testi-card:hover{border-color:var(--gold-border);transform:translateY(-2px);box-shadow:0 12px 32px rgba(232,160,32,.1)}
.stars{color:var(--gold);font-size:14px;margin-bottom:10px;letter-spacing:2px}
.testi-q{font-size:15px;font-weight:600;color:var(--navy);line-height:1.6;margin-bottom:14px}
.testi-meta{font-size:12px;color:var(--text3);display:flex;align-items:center;gap:8px}
.testi-save{background:rgba(5,150,105,.1);border:1px solid rgba(5,150,105,.25);color:#059669;font-size:12px;font-weight:700;padding:3px 10px;border-radius:6px}

/* ── SAVING ── */
.saving{background:var(--off);padding:80px 2.5rem}
.saving-inner{max-width:1160px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:28px}
.saving-panel{background:#fff;border:1.5px solid var(--border);border-radius:20px;padding:36px;position:relative;overflow:hidden}
.saving-panel::before{content:'';position:absolute;top:0;right:0;left:0;height:4px;background:linear-gradient(90deg,var(--blue),var(--gold))}
.srow{display:flex;justify-content:space-between;align-items:center;padding:13px 0;border-bottom:1px dashed var(--border)}
.srow:last-child{border-bottom:none;padding-bottom:0}
.srow-label{font-size:14px;color:var(--text2)}
.srow-amount{font-size:16px;font-weight:800;color:#059669}
.srow-total{font-size:26px;font-weight:900;background:linear-gradient(135deg,var(--blue2),var(--gold));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}

/* ── FAQ ── */
.faq{background:#fff;padding:100px 2.5rem}
.faq-wrap{max-width:720px}
.faq-item{border-bottom:1.5px solid var(--border)}
.faq-q{width:100%;background:none;border:none;text-align:right;direction:rtl;padding:20px 0;font-family:'Heebo',sans-serif;font-size:16px;font-weight:600;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:14px;transition:.2s}
.faq-q:hover{color:var(--blue2)}
.faq-icon{flex-shrink:0;width:26px;height:26px;border-radius:50%;border:1.5px solid var(--border);display:flex;align-items:center;justify-content:center;font-size:14px;color:var(--gold);transition:.25s}
.faq-item.open .faq-icon{transform:rotate(45deg);background:rgba(232,160,32,.12);border-color:var(--gold-border)}
.faq-a{font-size:14px;color:var(--text2);line-height:1.8;padding-bottom:20px;display:none;font-weight:300}
.faq-item.open .faq-a{display:block}

/* ── CTA ── */
.cta-section{background:var(--navy2);padding:110px 2.5rem;text-align:center;position:relative;overflow:hidden}
.cta-section::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 70% at 50% 50%,rgba(232,160,32,.12) 0%,transparent 70%)}
.cta-section h2{font-size:clamp(28px,3.5vw,50px);font-weight:900;color:#fff;margin-bottom:14px;position:relative}
.cta-section p{font-size:17px;color:rgba(255,255,255,.55);margin-bottom:40px;font-weight:300;position:relative}
.cta-btn-row{display:flex;align-items:center;justify-content:center;gap:16px;flex-wrap:wrap;position:relative}

/* BUTTONS */
.btn-gold{display:inline-flex;align-items:center;gap:8px;background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy);font-family:'Heebo',sans-serif;font-size:15px;font-weight:900;padding:13px 32px;border:none;border-radius:10px;cursor:pointer;text-decoration:none;box-shadow:0 6px 20px rgba(232,160,32,.35);transition:.2s}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 10px 28px rgba(232,160,32,.45)}
.btn-blue{display:inline-flex;align-items:center;gap:8px;background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff;font-family:'Heebo',sans-serif;font-size:15px;font-weight:800;padding:13px 32px;border:none;border-radius:10px;cursor:pointer;text-decoration:none;box-shadow:0 6px 20px rgba(0,82,204,.3);transition:.2s}
.btn-blue:hover{transform:translateY(-2px);box-shadow:0 10px 28px rgba(0,82,204,.4)}

/* ── FOOTER ── */
footer#site-footer{background:var(--navy);padding:48px 2.5rem 0;border-top:3px solid;border-image:linear-gradient(90deg,var(--blue),var(--gold),var(--blue2)) 1}
.footer-grid{max-width:1160px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr;gap:48px;padding-bottom:40px}
.footer-brand .logo-footer{display:flex;align-items:center;gap:10px;margin-bottom:16px;text-decoration:none}
.footer-gem{width:38px;height:38px;border-radius:9px;background:linear-gradient(135deg,var(--blue),var(--cyan));display:flex;align-items:center;justify-content:center;font-weight:900;font-size:12px;color:#fff;overflow:hidden;position:relative}
.footer-gem img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0}
.footer-gem span{position:relative;z-index:1}
.footer-brand-name{font-size:16px;font-weight:800;color:#fff;line-height:1.1}
.footer-brand-name small{display:block;font-size:11px;font-weight:400;color:rgba(255,255,255,.45);letter-spacing:.7px}
.footer-desc{font-size:13px;color:rgba(255,255,255,.45);line-height:1.8;max-width:280px;margin-bottom:20px}
.footer-disclaimer{font-size:11px;color:rgba(255,255,255,.25);line-height:1.7;max-width:280px;border-top:1px solid rgba(255,255,255,.08);padding-top:16px}
.footer-col h4{font-size:13px;font-weight:700;color:rgba(255,255,255,.7);margin-bottom:16px;letter-spacing:.5px}
.footer-col ul{list-style:none}
.footer-col ul li{margin-bottom:8px}
.footer-col ul li a{font-size:13px;color:rgba(255,255,255,.4);text-decoration:none;transition:.2s}
.footer-col ul li a:hover{color:var(--gold2)}
.footer-bottom{max-width:1160px;margin:0 auto;border-top:1px solid rgba(255,255,255,.08);padding:20px 0;display:flex;align-items:center;justify-content:space-between;flex-wrap:gap:16px}
.footer-copyright{font-size:11px;color:rgba(255,255,255,.3)}
.footer-credit{font-size:11px;color:rgba(255,255,255,.25)}
.footer-credit a{color:var(--gold);text-decoration:none;font-weight:700}
.footer-credit a:hover{color:var(--gold2)}

/* WA FLOAT */
.wa-float{position:fixed;bottom:28px;left:28px;z-index:997;width:58px;height:58px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 6px 24px rgba(37,211,102,.5);text-decoration:none;font-size:28px;opacity:0;transition:opacity .3s;animation:waWiggle 4s 3s ease-in-out infinite}
.wa-float.visible{opacity:1}
@keyframes waWiggle{0%,100%{transform:rotate(0)}5%{transform:rotate(-8deg)}10%{transform:rotate(8deg)}15%{transform:rotate(-4deg)}20%{transform:rotate(4deg)}25%{transform:rotate(0)}}
.sticky-cta{position:fixed;bottom:0;right:0;left:0;z-index:996;background:linear-gradient(135deg,var(--gold),var(--gold2));padding:14px 2rem;text-align:center;transform:translateY(100%);transition:transform .4s;display:none}
.sticky-cta.show{transform:translateY(0)}
.sticky-cta a{color:var(--navy);font-weight:900;font-size:16px;text-decoration:none}
@media(max-width:768px){.sticky-cta{display:block}}

/* ANIMATIONS */
@keyframes fadeUp{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:translateY(0)}}
.reveal{opacity:0;transform:translateY(26px);transition:opacity .65s ease,transform .65s ease}
.reveal.in{opacity:1;transform:none}
.reveal-r{opacity:0;transform:translateX(36px);transition:opacity .65s ease,transform .65s ease}
.reveal-r.in{opacity:1;transform:none}
.reveal-l{opacity:0;transform:translateX(-36px);transition:opacity .65s ease,transform .65s ease}
.reveal-l.in{opacity:1;transform:none}
.stagger>*{opacity:0;transform:translateY(18px);transition:opacity .5s ease,transform .5s ease}
.stagger.in>*:nth-child(1){opacity:1;transform:none;transition-delay:.04s}
.stagger.in>*:nth-child(2){opacity:1;transform:none;transition-delay:.12s}
.stagger.in>*:nth-child(3){opacity:1;transform:none;transition-delay:.2s}
.stagger.in>*:nth-child(4){opacity:1;transform:none;transition-delay:.28s}
.stagger.in>*:nth-child(5){opacity:1;transform:none;transition-delay:.36s}
.stagger.in>*:nth-child(6){opacity:1;transform:none;transition-delay:.44s}
.stagger.in>*:nth-child(7){opacity:1;transform:none;transition-delay:.52s}

/* RESPONSIVE */
@media(max-width:1000px){
  .form-section-inner,.about-grid,.pain-inner,.saving-inner,.footer-grid{grid-template-columns:1fr;gap:40px}
  .steps-wrap{grid-template-columns:1fr 1fr}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .slide-nums,.hero-gold-line{display:none}
  .calc-grid{grid-template-columns:1fr}
}
@media(max-width:600px){
  .field-row{grid-template-columns:1fr}
  .steps-wrap{grid-template-columns:1fr}
  .hero{min-height:60vh}
}
